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GermanyFinancial IndependenceBernd2024-03-31 22:18:52 · 2yNo. 304134reply
Did any of you work on it for 10-20 years and achieve it? Did you stop working afterwards? Was it worth it? Can’t imagine working until i’m 70, but not sure what else I’m going to do in 8-10 years when i expect to reach the goal in my early-mid 40s.
 
Right now it feels good to not have to worry about money in the short term, but as long as i spend more than i earn from capital it’s a half assed situation where there’s no benefit in the short term besides watching some number go up over time.
FranceBernd2024-03-31 22:23:10 · 2yNo. 304136reply
I am somewhat young and working on it right now. I want to be making ez money before graduating from college.
 
I will not get bosses their vacation homes.
GermanyBernd2024-03-31 22:43:44 · 2yNo. 304144reply
honestly i don't even mind earning my boss his third porsche, because i learned a ton from him, he has been good to me and i can stop working there if i want to anytime.
 
pisses me off way more to be gouged by our special needs ZOG that spends the tax money on subsidizing south african coal power plants or on sending free tanks to ukraine, while beating me over the head about the horrors of climate change. voting won't change anything and the best way i see to resist is to just stop contributing.
FranceBernd2024-03-31 23:04:01 · 2yNo. 304146reply
tax free money!!
NetherlandsBernd2024-04-01 13:10:47 · 2yNo. 304183reply
Not happening. Your appetite grows with your financial capabilities. The only entity you really financially depend on is yourself and that's unlikely to change.
FranceBernd2024-04-01 14:02:03 · 2yNo. 304186reply
>Your appetite grows with your financial capabilities.
bernd generalising against
GermanyBernd2024-04-01 14:03:24 · 2yNo. 304187reply
Keeping your expenses low is half the job. I think i can live quite well off of ~2.2k€ per month, and i try to not raise that bar beyond inflation.
It’s easy if you automatically put 50-80% off of any raises you get into your monthly savings rate.
NetherlandsBernd2024-04-01 14:18:27 · 2yNo. 304188reply
It's easy until you hit some big spendings. You buy yourself a house for example and all your savings plan goes bust because the expenses become completely different.
GermanyBernd2024-04-01 15:51:22 · 2yNo. 304194reply
Simple: i don’t plan on ever buying a house. Ties you down financially and regionally too much and the maintenance costs are ridiculous.
For cars you can get some nice and cheap used ones for like 25-30k. If you want to really cheap out, buy some clunker for 5k.
United StatesBernd2024-04-05 08:41:56 · 2yNo. 304681reply
Work until I die from old age ig.
MoscowBernd2024-04-08 20:23:06 · 2yNo. 304932reply
As a barbarian, I wont boast.
 
Ok, my papa have just lectured me over not reading corporate reports on profits.
 
Basically, papa scolded me for buying cringey gas sector shares instead of based oil sector shares.
 
 
 
I have accumulated... *some* savings.
MoscowBernd2024-04-08 20:25:55 · 2yNo. 304933reply
Lying flat? Comrade... I understand your struggle.
 
Real education: factories don't school their future specialists
 
Formal education: actually, the loud, overly formal and scary test measures one's PHYSIQUE and PSYCHE skillz, not INTELLIGENCE skills
 
Artsy stuff: AI takeover
 
Construction: they don't need yet another skyscraper in the desert
 
EDIT: sincerely, a warehouser.
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