>Paying the whole amount
Most people don’t do that, you can buy your iphone (or any cellphone for that matter) in monthly fees (for example 150 soles per month) with your telecomms operator.
That being said, that graphic only shows the 25% of economically active population, the other 75% are shadow economy (they don’t report their income) so this information is hollow.
I mug sissy German tourist bois while I rape their gfs